Bridge the Gap Between Buying and Selling

A bridge loan gives you immediate purchasing power so you can close on your next property before your current one sells — or while you’re arranging permanent financing.

Buy before you sell — no sale contingency required
Single-family, multi-family, and commercial properties
Typically 6–18 month terms with interest-only payments
Close in LLC or personal name — no personal income docs
Fast approvals — funded in as little as 7–14 business days

20+ yrs lending

NMLS #1281

BBB A+ rated

Talk to a Bridge Loan Specialist (833) 350-9185

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Loan Purpose

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When a Bridge Loan Makes Sense

Short-term capital that moves when you do.

Buy Before You Sell

Found your next property but haven’t closed on the sale of your current one? A bridge loan funds the purchase now — you repay it when your existing property sells.

Quick-Close Opportunities

Sellers often favor buyers who can close fast. A bridge loan lets you compete with all-cash buyers by eliminating the financing contingency.

Gap to Permanent Financing

Need to close before your DSCR or conventional loan is ready? Bridge the gap, stabilize the property, and refinance into permanent financing when you’re ready.

Talk to a Bridge Loan Specialist (833) 350-9185

Bridge Loan FAQ

Common questions about bridge financing.

What is a bridge loan?

A bridge loan is a short-term real estate loan — typically 6 to 18 months — that provides immediate capital so you can act on an opportunity before your permanent financing or property sale is complete.

Who uses bridge loans?

Investors buying before a sale closes, buyers competing in a fast market, investors acquiring distressed properties before stabilizing and refinancing, and anyone who needs capital faster than conventional lending allows.

How is a bridge loan repaid?

Typically through the sale of the existing property or a refinance into long-term permanent financing. Bridge loans are not designed for long-term holds.

What are the rates and terms?

Bridge loans carry higher rates than conventional mortgages because of the short-term, fast-close nature of the product. Call (833) 350-9185 for a real quote based on your scenario.

Can I use a bridge loan on an investment property?

Yes. Bridge loans are commonly used for investment properties, including single-family rentals, multi-family, and commercial. Residential owner-occupied bridge loans are also available.